¡Un nuevo año significa una nueva resolución! Muchas personas hacen resoluciones para ahorrar dinero o hacer dieta, pero no muchas de ellas las cumplen. ¡Pero no se preocupe por fallar esta vez porque le daremos algunos métodos simples para ayudarlo a lograr este objetivo! Todo lo que se necesita es un poco de planificación y […]
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The Game Plan 2021
The year 2020 have ended, and we all know that it has not been a good year. We have experienced typhoons, earthquakes, volcano eruptions and the direst of all, Covid-19 which becomes a Pandemic. Everything is unstable. Will I still have a job tomorrow? Will I be ok? How can I pay off my debt? You will begin […]
Week 2 of the Last 60 Days Challenge
I hope you are all committed to moving your body at least 30 minutes each day, and you are all drinking plenty of water. Today we will focus on planning for decluttering and cleaning out your home in preparation for hosting Holiday celebrations through the last 60 days of the year. Let’s also take a moment […]
Our world was changed upside down during the first quarter of 2020. The second and third quarter was just a waiting game as we saw how this virus progressed. But now that we know that the virus is here to stay and we need to understand the steps to take to prevent the spread now […]
The Importance of Having the Right Attitude
Today, I want to talk about attitude. It took me years to realize the importance of having the right attitude. It doesn’t matter how much aptitude you have if you have a bad attitude, you will be unsuccessful. Most people with a bad attitude do not realize how destructive they are. They are full of […]
5-Self-Discipline-the secret sauce to all success.
I can sit here and write and tell you that becoming debt-free is a math game, or you can say it has to do with the math and how to invest, but all of this is not possible if you don’t have self-discipline. It would be best if you had the self-discipline to stay the […]
Tips on How to Improve Your Life by Having the Right Mindset
Mindset plays one of the biggest roles that may affect people’s life. Sometimes it may help you determine your success. “For every success, there is always FAILURE.” This means that for every successful person, there are underlying failures that they overcome. Mindset stems from the difference between who you are and who you want to […]
How To Stop Overspending
After lots of trial and error with my budget, I learned to live off a budget and stop overspending. This is where the magic happens. It is also the hardest part of this journey. You have to make everyday choices to follow the plan you have laid out for your finances or sabotage your plan […]
My Parent’s Story
I grew up with no financial education. The little I learned I picked up from overhearing family or friends talk about how little money they had or who they could reach out to lend them money with a high interest rate. They both were from impoverished families from Puerto Rico. My dad studied rehabilitative counseling, […]
Starting The Journey of Getting Financially Fit
I started my financial independence journey in 2016. I was a single mom, working a fulltime job, making a good salary, and was still drowning in debt and spending like I made a million dollars a year. Everything I wanted, I went and charged it. I had a pension from my job I figured I […]